The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Related Content Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. Will Power Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands. Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance.